The Life and Health Insurance Provided by Social Security Essay Example Essay Example

The Life and Health Insurance Provided by Social Security Essay Example Paper The Life and Health Insurance Provided by Social Security Essay Introduction I am focusing on the topic of Life and Health Insurance Provided by Social Security. Social Security benefits provides income continuation in the event of death, disability, or retirement. It also provides medical expense benefits for disabled or retired persons and specified dependents. According to the Social Security Bulletin, in 1994, 42 million people receiving benefits were receiving some type of cash benefit under Social Security. Around 71 percent of the people receiving benefits were retired or dependents of retirees, about 12 percent were disabled workers or dependents, and 17 percent were survivors of former workers. In this paper I will talk about the definition of social security, coverage requirements, eligibility for Benefits and some of the basic Types of Benefits. There are many different governmental programs designed to provide security for individuals and families. Both public assistance and social insurance programs are organized and undertaken by the government and have the broad social purpose of reducing want destitution. The Life and Health Insurance Provided by Social Security Essay Body Paragraphs Social insurance is different from public assistance. Social insurance is an insurance program that is compulsory for nearly all Americans, eligibility criteria and benefits are specified by law, and financing is wholly or partially covered by the employer. Unlike public assistance, which is like welfare, employers and employees pay into the social insurance system to earn their rights to benefits. Some examples of social insurance programs include Social Security, which is workers’ compensation, and unemployment compensation. Public assistance which is welfare benefits are financed from federal and state funds that come from general revenues and are not based on any contributions that have been made by the recipients or on their behalf. Some examples of public assistance programs are like Aid to Families with Dependent Children and Medicaid, both of them pay benefits based on need. While public assistance programs have a role in providing economic security, they are not insur ance programs since the insurance principles of measuring the risk of the insured or spreading the cost of losses among those exposed do not apply. While it is appropriate and necessary to include possible social insurance benefits in individual financial planning in the event of economic loss due to premature death, disability, or retirement. It is not appropriate to include public assistance, one of the purposes of financial planning is to avoid the need for public assistance. When people talk about Social Security, they are referring to a program created in 1935. This program had the appreviations of OAL standing for â€Å"Old-Aged Insurance. † As more time passed, benefits were added and the program was referred to as â€Å"Old-Aged and Survivors’ Insurance† or OASI. It was OASDI when disability benefits were added. And when it was the OASDHI, it was because it was the addition of hospital and medical benefits. It is now referred as the â€Å"Social Securit y† in its publications. (Social Security Handbook) Social Security cover many different types of people like employees in private industry, most self-employed persons, and members of the armed forces. Social Security taxes must be paid on their wages because coverage is compulsory for well over 90 percent of all workers in the United States. There are some exceptions, for example, railroad workers, who are covered by the Railroad Retirement Act, and federal government employees who were covered by other programs. Before 1984, state and local government’s bodies could elect not to cover certain employees not to cover certain employees under Social Security. This option is no longer allowed according to Pritchett, Schmit, Doerpinghaus, and Athearn, there are only some exceptions. Municipal government that were elected before 1984 due have the right to voluntarily join the Social Security Program. Ministers are covered automatically also. Members of religious groups whose beliefs prohibit acceptance of benefits are exempt. In order to be eligible to receive benefits, you must have insured status. With this status you may be fully insured, currently insured, or disabled insured, depending upon your work history. Most types of Social Security benefits are payable if you are fully insured. If you do not have enough work experience to be fully insured, you may be currently insured, and you would be eligible for some survivor benefits. The amount of work required to become insured is measured in quarters of coverage. According to Pritchett, Schmit, Doerpinghaus, and Athearn, in 1995, an employee earned one quarter of credit for each $630 of earnings, up to a maximum of four quarters each year. You get four quarters of coverage for $2520 , even if you earned this much in only one day. The quarterly measure of earnings is adjusted every year to account for raises in average wages. If you have forty quarters of coverage, or have a minimum of six quarters of coverage, or if greater, at least as many quarters of coverage as there are years elapsing after 1950 or after you reach the age of 21. For example, A person at age 25 who has six quarters of coverage is fully insured, as when a person who is 40, he needs 19 quarters of coverage to be fully insured. You are currently insuredif you have at least six quarters of coveragein the thirteen- quarter period ending with the quarter of death. Disability insured status is gained by having twenty quarters of coverage in the forty quarters ending when disability begins. If you are under the age of 31 and your blind, less rigorous disability requirements apply. There are many types of benefits available from Social Security with are abbreviated by OASDHI. First there is old age or retirement. Then there is survivors’. Also there is disability and health or Medicare benefits. The insured status of a worker decides if the himself or who in his family is entitled to collect from these benefit s. For retirement income benefits, you have to be a fully insured worker. You are more than eligible to receive most of these benefits. A spouse or a divorced spouse has the right to receive these benefits if is atleast 62 years of age, caring for a at least one child of the retired worker, or a dependent child, grandchild or great-grandchild of the retired worker who is under 18 , a full time students when he is 18 or 19, and disabled which began before he was 22, he is entitled to benefits. Normal retirement age has been 65. A fully insured worker can receive full retirement benefits at 65 reduced benefits at 62. Due to financial pressures according to Pritchet, Schmit, Doerpinghaus, and Athearn, the Social Security system Amendments of 1983 redefined the age of full benefits eligibility. It will be in a later age by the year 2022 to be able to get Social Security benefits. Survivors’ benefits protect the surviving dependents of a fully or currently insured deceased worker. A surviving spouse if has a child under the age of 16 can receive monthly benefits to take care of the child. Also the child is disabled under the age of 18, or a full time student attending elementary school he is eligible. Also if the surviving spouse is entitled to monthly income payments if was dependent on the deceased worker and is not married. In addition to these monthly benefits, a small amount of a death payment of $255 is made upon the death of a worker who is fully or currently insured. It is paid to the spouse living with the worker at the time of death, or a spouse that is entitled otherwise, or children entitled. If there is no children or a spouse, the death benefit is not paid. It is the only benefit that has not raised since the Social Security legislation was passed in 1935 (Pritchett, Schmit, Doerpinghaus, and Athearn. ) A fully insured worker who has a mental condition that prevents any substantial gainful work which is earning $500 or more per month are consid ered substantial is entitled to disability benefits after a waiting period of five months. This occurs if he or she has been disabled for 12 months and under 65, or has a disability to result in death. Disability benefits may be stopped if the disabled worker refuses to participate in rehabilitation. They may be reduced if disability benefits are received from workers’ compensation or under federal, state, or local law. ( Pritchett, Schmit, Doerpinghaus, and Athearn) There are many more types of benefits that are still at hand like health or other type of Medicare benefits. There are so many requirements each person has to full fill in order to get some type of Social Security Benefit. These are great benefits that provide income in the event of death, disability, or retirement. This helps a person be dependent the case of an emergency when one is no longer to work anymore and can’t have any other form of cash giving. Whether the objective for Social Security is to pro vide a protection for some people, reform, however, â€Å"will require agreement by politicians and public on the benefits people are entitled to but what benefits taxpayers are willing to fund. †( Pritchett, Schmit, Doerpinghaus, and Athearn) We will write a custom essay sample on The Life and Health Insurance Provided by Social Security Essay Example specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on The Life and Health Insurance Provided by Social Security Essay Example specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on The Life and Health Insurance Provided by Social Security Essay Example specifically for you FOR ONLY $16.38 $13.9/page Hire Writer

What Is a College Legacy What If Youre Not a Legacy

What Is a College Legacy What If You're Not a Legacy SAT / ACT Prep Online Guides and Tips Many high school students are curious about what it means to be a college legacy. Exactly who counts as a legacy? How much does it help you when it comes to admissions? And what if you’re not a legacy?In this article, we discuss what a college legacy is, which top schools favor legacies, and what you should do- regardless of whether or not you’re a legacy! What Is a College Legacy? Overview First off, what exactly is a college legacy? A legacy is someone who is related to an alumnus of a school- usually a child of a graduate. More distant relations (such as aunts, uncles, and cousins) rarely count. Grandparents sometimes, but not always, count. To take an example, if your mom graduated from Harvard College, you'd be considered a Harvard legacy. However, if your uncle graduated from Harvard Law School, you would not be considered a Harvard legacy.Basically,if one or both of your parents graduated from a school, you would be considered a legacy there. Note, though, that undergraduate admissions offices will be most interested if your parents went there for their undergraduate degrees. If your parents instead got professional degrees andnottheir undergraduate degreesfrom the school, it's less likely you'd be counted as a legacy during the undergraduate admissions process. Legacy status is valued by colleges mainly for economic and community-building reasons. The belief is that when schools admit children of alumni, those alumni will be more likely to stay involved with the school (such as by going to reunions, serving on committees, etc.) and donate money to it. Many schoolsalso believe that legacies will be very active alumni due to their family connection with the school. In short, colleges believe that admitting legacies is a way to not only keep alumni involved but also to ensure a new generation of active alumni. How Much Does Legacy Status Matter? Even though there are many perceived benefits to admitting legacies, legacies aren't even close to a majority of the student body at top schools. Furthermore, being a legacy is far from being a guarantor of admission at a top school. In most cases, being a legacy not going to magically transform a candidate’s chances of admission. If a student's standardized test scores and GPA are below a school’s averages and the student has no meaningful extracurricular involvement, being a legacy won’t guarantee admission. As a Harvard admissions officer once said, "Legacy can cure the sick, but it can’t raise the dead." Being a legacy is often referred to as a push, plus, or tie-breaker. If a candidate is on the bubble, being a legacy could tip him or her over the edge. In fact, here's what Harvard says about legacieson its admissions website: "Among a group of similarly distinguished applicants, the daughters and sons of Harvard College alumni/ae may receive an additionallook." In other words, being a legacy could be a tipping factor in admissions. That said,it’s still far from a guarantee of admission and won’t get an otherwise unimpressive candidate into a school. But this varies by school. Some schools value legacies more than others do, or give them more weight at different points in the admissions process. We’ll explore some of this variation soon. Examples of College Legacy Policies: Harvard, Penn, and MIT In this section, we’ll go over three examples of top schools to explore in what ways legacy status can (and won't) affect your admission chances. The schools we'll be looking at are as follows: Harvard University of Pennsylvania MIT We chose these examples because they reveal some of the sharp differences that can exist when it comes to legacy policies at top schools. Harvard College: "An Additional Look" Harvard is a school that values legacies, at least to a degree. As we mentioned above, Harvard says in their FAQ that the sons and daughters of Harvard alumni will get "an additional look" if the admissions committee can't decide between otherwise comparable candidates. But how much does this "extra look" matter? According to a class of 2021 survey, 17.5% of students at Harvard have at least one parent who is an alumnus. And according to a 2011 article in TheHarvard Crimson, legacies are admitted at a rate of 30%. Given that Harvard’s acceptance rate hovers just below 6%, this seems like more than just an "additional look"- it's actually a pretty big advantage! That said, children of Harvard alumni are more likely to have grown up with more money, gone to better schools, and received superior college counseling,meaning that their legacy status more likely inadvertently caused them to get in rather than acting as the deciding factor. This also helps to explain the huge disparity between the 30% admit rate for legacies and the 6% overall admit rate. All in all, if you’re a Harvard legacy, expect this "additional look" to be a factor in your favor if, based on your stats, you'd already be competitive at Harvard. Penn: Legacy Matters, but Matters More When You Apply Early The University of Pennsylvania notes on its admissions website, "An applicant’s affiliation with Penn, either by being children or grandchildren of alumni, is given the most consideration through Early Decision." We get two pieces of information here. First, at Penn, having a grandparent who is an alum will grant you legacy status, where Harvard seems to only care if your parents went there. But also, if you’re a legacy, you’ll get the biggest boost if you apply early (note that at Penn, early admission is binding). Legacies get a pretty significant admission boost at Penn. According to an article published in their alumni magazine, legacies get into Penn at a rate higher than 40%. That’s four times the overall admission rate of 10%! (For the class of 2021, 16% are legacies.) Furthermore, alumni get additional admissions resources. Here's what the article above says about this: "Other admissions resources for alumni include monthly 'First Friday Drop-In Hours,' which are information sessions especially for alumni, faculty, and staff and their children held on campus, and the 'Inside Penn Admissions' page, www.admissions.upenn.edu/inside." Even though legacies are particularly favored during early decision at Penn, between the additional resources for alumni and that high admit rate, being a legacy seems to be a significant plus. MIT: "We Don't Do Legacy" In contrast to Harvard and Penn, being a legacy will not help you a bit at MIT. This makes MIT unusual among other top schools, as explained in post by MIT Admissions that sharply criticizes legacy admissions: "It is, indeed, unusual for a school like MIT to have no preference for legacies.But one of the things that makes MIT special is the fact that it is meritocratic to its cultural core.* In fact, I think if we tried to move towards legacy admissions we might face an alumni revolt. There is only one way into (and out of) MIT, and that's the hard way. The people here value that." *Emphasis mine MIT prides itself on being as meritocratic as possible, so they don’t consider the legacy status of students applying.Even if both your parents graduated from MIT, it won’t help you get in! This makes for a more level playing field for students who apply to MIT, even though it’s still a very tough field to play on! Want to build the best possible college application? We can help. PrepScholar Admissions is the world's best admissions consulting service. We combine world-class admissions counselors with our data-driven, proprietary admissions strategies. We've overseen thousands of students get into their top choice schools, from state colleges to the Ivy League. We know what kinds of students colleges want to admit. We want to get you admitted to your dream schools. Learn more about PrepScholar Admissions to maximize your chance of getting in. The Top 25: Which Colleges Care About Legacy? We’ve seen some pretty different policies regarding legacy admissions at three top schools. So out of the top 25 schools (according toUS News), which ones place value on legacy students? As it turns out, most of them do. Only a small handful of top schools (including MIT) don’t value legacies. Get a complete breakdown of the top 25 below. Colleges That Value Legacies These are the colleges in the top 25 that grant at least some favoritism to legacies during the admissions process. This varies from just taking the information into account as part of a holistic application review to specifically reaching out to alumni families and providing them with additional resources. Brown Here's what a 2014 article in theBrown Daily Herald says about legacy: "Having a parent who attended Brown comes into play when applicants 'are essentially equivalent,' in which case admission officers 'will tilt toward the candidate whose parents attended the college,' Miller said. Admission officers give 'small'consideration to grandparent legacy status and 'almost no' weight to sibling legacy cases, he added." Again, we see that legacy status is a tilt or push in an applicant's favor. Carnegie Mellon Carnegie Mellon offers special events for legacies and their families, including preferential seating at graduation. Note that Carnegie Mellon uses a rather broad definition of legacies, defining them as "those students who have family members that also graduated from CMU, including parents, grandparents, siblings, aunts, uncles, and other known relatives"(bold emphasis mine). Columbia Columbia has a legacy policy that's similar to Harvard's: "When an applicant is extremely competitive and compares favorably with other similarly talented candidates, being the daughter or son of a Columbia University graduate (from any Columbia school or college) may be a slight advantage in the admission process." Cornell Here's what theCornell Daily Sunsays about legacies(bold emphasis mine): "According to statistics released by Cornell, 15 percent of Cornell’s entire undergraduate population is comprised of legacy students. This figure is higher than percentages at many of Cornell’s Ivy League counterparts." Dartmouth Dartmouth Alumni Magazine says the following about legacies (bold emphasis mine): "We give all legacy applicants at least one additional review in this process. The dramatic increase in selectivity that we’ve experienced makes the admissions process more competitive for everyone, but our legacy applicants are admitted at a rate that’s roughly two-and-a-half times greater than the overall rate of admission. It’s never easy to turn away the children of Dartmouth alumni." Duke Here is what the Duke alumni website says in regard to legacy (bold emphasis mine): "Alumni affiliation by no means ensures admission to Duke. However, the university recognizes that applicants from alumni families possess a meaningful connection to Duke and its traditions. Admissions officers give special consideration to these applicants, including an additional round of review." Emory Here's what Emory has to say about how it values legacies, as written on its alumni website: "The admission staff and Emory Alumni Association (EAA) work closely to document legacy applicants through the admission-review process. During the initial application review, an applicant's legacy status is noted on the review sheet and admission evaluators are instructed to consider the affiliation. In addition, during the committee-review process, there is a separate committee that does an additional review of legacy applicants. Finally, the deans of admission for Emory College and Oxford College closely monitor legacy decisions throughout the entire process. Note that legacies at Emory are those who are the children, grandchildren, and/or siblings of Emory graduates and/or currently enrolled students. Georgetown We called the admissions office and got this information about legacies: "In early action we don't review legacy; during regular decision we will....It's not a huge factor [but] it's something that we will notice as part of an overall holistic review process." In contrast to Penn, which gives most weight to legacies during early decision, if you apply to Georgetown, legacy status will only be considered under regular decision. Furthermore, here's what a 2017 article in Georgetown's newspaper The Hoya reported about legacy: "While the Office of Undergraduate Admissions does not actively recruit legacy students, it does consider family ties to the university when evaluating students of equal academic standing, and gives preference to students with legacy status in those cases." Harvard As discussed above, Harvard will give legacy applicants "an additional look" and admits them at a higher rate than it does non-legacy candidates. Johns Hopkins We spoke to the admissions staff at Johns Hopkins to ask about how legacy status will affect an application. Here was their response: "It doesn't make a difference if you apply early or regular; you need to make sure that you correctly note your legacy status on the application. We'll look at it [but] it's not going to have a lot of weight." Northwestern Here's what was written an email from Northwestern's admissions office: "During the application process we do take into consideration whether a student has a sibling, parent, or grandparent that graduated from Northwestern. However, it is important to note that no admission decision will ever be made solely based on legacy status. In other words, this is just one additional positivepiece of informationthat we look at, but will not be the deciding factor." Notre Dame Here's what an article published in Notre Dame's TheObserversaysabout legacies: "The number of admitted legacy children remains higher than at most elite colleges, Bishop said. Twenty-four percent of this year’s admitted class is a legacy compared to about 12 percent at most top 10 schools, he said, but this is because legacy applicants tend to be very qualified." Princeton Here's what a 2015 article in the Daily Princetonianreports about legacy: "The acceptance rate for alumni children and step-children has wavered without a specific trend between 35 and 42 percent since the Class of 2000, with the Class of 2018 hitting a record low of 30.8 percent, according to the Princeton Profiles." Recall that Princeton's regular admission rate is just 7%, so this "low" of 30.8% is still quite high. Rice Here's what we received in an email from Rice's admissions office: "There is no specific benefit that is implemented across the board for the children of alumni. Often, legacy status is viewed favorably, but that is mainly a function of a student knowing about Rice-specific opportunities and being able to effectively communicate their interest in Rice through the supplement and visits to campus." Stanford Legacies are admitted at three times the rate of other applicants, according to an article in Stanford Magazine. Admission is also dependent on how engaged the alumni have been with the university. University of Chicago Here's what UChicago said on its Tumblr account in regard to legacy: "Legacy status is something that we can consider, but in a holistic admissions process, it is one of many many factors that will be a part of our decision-making process- and would not be something that could overcome an otherwise lackluster application." University of Pennsylvania As we discussed above, Pennfavors legacy applicants and offers extra services to legacy families. University of Southern California We called USC and spoke with an admissions representative who told us the following: "We certainly want to know you have a parent who graduated from USC ... that piece of information would certainly be of interest for us." USC only has a regular decision plan and an earlier deadline for scholarships (December 1). Legacy status will not factor at all into scholarship consideration. In addition, here's whata 2017 article on USC's undergraduate admission blog says about legacy: "Roughly 19 percent of the first-year students joining USC for the 2017-2018 school year are Scions. But, legacy status is, on its own, not going to be the deciding factor in the evaluation of a student’s application. There are many factors that we are considering when making our decisions, and legacy status is just one part of that." University of Virginia The University of Virginia has an admission liaison program set up to help children of alumni navigate the admissions process. This is noteworthy since UVA is a public university, and public universities are much less likely to notice and favor legacy ties. (The University of Michigan favors legacies as well.) Vanderbilt This is what Vanderbilt's FAQ pagehas to say about legacy: "The admissions office has received no mandate from the university administration to grant preference to the children or siblings of Vanderbilt alumni. When a student‘s record closely mirrors those of other students being offered admission, legacy status may be taken into consideration." Similar to Harvard's policy, legacy status could be a tipping factor if the admissions committee can't decide between two or more similar candidates. Washington University in St. Louis We contacted the admissions office at Washington University and received this reply: "We take into account that your family has ties to the university, however, we still evaluate each student on the merits of their own application." Yale Here's what a New York Times article has written about Yale's legacy policy: "'We turn away 80 percent of our legacies, and we feel it every day,' Mr. Brenzel said, adding that he rejected more offspring of the school’s Sterling donors than he accepted this year (Sterling donors are among the most generous contributors to Yale). He argued that legacies scored 20 points higher on the SAT than the rest of the class as a whole." Still, 20% of legacies getting in is still a much higher rate than the average admission rate at Yale, which currently hovers atjust 7%. Colleges That Do NOT Value Legacies These schools offer zero consideration or additional help to children of alumni in the admissions process. Caltech This is what a 2010 articlehad to say about Caltech's policies on legacies: "Throughout its history Caltech has never been interested in reaching out in any special way to alumni children, and according to one estimate, less than 2 percent of its current undergraduate students have a parent who attended the university. This compares with many other elite private colleges and universities where legacy students comprise as much as 10-15 percent of each entering class (at Notre Dame the figure is close to one-quarter)." Additionally, Caltech is often mentioned alongside MIT as a top research schoolwith no legacy preference. MIT As we discussed above, MIT grants no weight to legacy status during application review. UC Berkeley Like both Caltech and MIT,UC Berkeley does not consider legacy statusduring the undergraduate admissions process. UCLA UCLA is similar to Caltech and UC Berkeley in that it abolished legacy favoritism long agoand has no legacy policy currently in place. Want to build the best possible college application? We can help. PrepScholar Admissions is the world's best admissions consulting service. We combine world-class admissions counselors with our data-driven, proprietary admissions strategies. We've overseen thousands of students get into their top choice schools, from state colleges to the Ivy League. We know what kinds of students colleges want to admit. We want to get you admitted to your dream schools. Learn more about PrepScholar Admissions to maximize your chance of getting in. How to Maximize Your Admissions Chances, Legacy or Not Even though so many top (and mostly private) colleges favor legacies, it's important to remember that legacies are usually only 10-25% of the overall class- typically closer to 10% or 15%. The boost you'd get from being a legacy isn’t any bigger than the one you'd get from having an excellent SAT/ACT score or an intriguing "spike" in your application (which we’ll discuss below). The bottom line is to have the best application possible- legacy or not. With that in mind, here's how to deal with your legacy/non-legacy status when you apply to colleges: If You Are a Legacy †¦ First off, find out what your parents’ alma maters’ policies are regarding legacies. This could affect your admissions strategy. For example, if one of your parents went to Penn, you’re going to have to decide whether you want to take full advantage of your legacy status by applying early decision.Note, however, that applying early decision means you’re committing to go there if admitted (which you have a stronger chance of if you’re a legacy!). This brings me to my second point:don't apply to a school just because you’re a legacy. Colleges are looking for genuine interest in the school. True, you might be naturally interested in your parents’ alma maters since you likely heard a lot about them while growing up. But the final decision rests with you. If you’re only applying because you’re a legacy and don’t indicate your genuine excitement for the school, admissions offices will pick up on that. Furthermore, even if you do get in, you don’t want to end up at a school you’re not super excited about! Finally, remember that even with legacy admission rates between 20%and 50%, this still means many colleges are turning away more than half of legacies who apply.In other words, you’re not getting an automatic pass from admissions officers just by being a legacy. In the end, there is no substitute for a high SAT/ACT score, a strong GPA, and an overall compelling application. If You Are NOT a Legacy †¦ First of all, you can’t do anything to change your legacy or non-legacy status, so I recommend spending approximately zero minutes stressing about it. On a more serious note, though, don't forget that even at schools that favor legacies, legacies are never the majority in an incoming class. Rather, they usually account for between 10% and 25% of the undergraduate population. This means 75-90% of the students in a class are not legacies, so you’re in good company. At the end of the day, admissions officers are looking for top students. And though legacies are desirable, so are students with top scores, great grades, and impressive extracurriculars (a "spike," as we call it around here). Rather than worry about your lack of legacy status, focus on being as competitive as possible. That includes maximizing your SAT/ACT score! Tip the scales in your favor. Also, spend a good deal of time on your"Why this college?" essay. Most schools have spaceon their applications- whether it’s a short response or long essay- for you to explain what exactly it is that draws you to this college. Since you’re not a legacy, you won’t be able to talk about visiting the campus as a child or hearing your parents’ fond memories of the school- but that might be for the better. Make sure you have concrete, specific, and compelling reasons for why you want to go to this particular school, and state them clearly! Ultimately, an essay that discusses how excited you are to explore the computer science department and work with certain professors will likely look a lot better than a legacy’s essay about her fond childhood memories of visiting the main quad. At the end of the day, legacy status is a factor out of your control. That said, your GPA, SAT/ACT score, extracurricular activities, and essays are entirely within your control. So try to focus on those- and on being a strong applicant! Further Reading on College Legacy Legacy admissions is a pretty controversial topic at colleges, and we didn’t want to get embroiled in the debate, which is why we’re not taking a side in regard to whether legacy admissions are a good idea or not. Rather, our aim was tofocus on practical advice for you, given that the system is what it is. If you want to read more about legacy admissions, including how they work, how colleges benefit from them, and whether this system is good or bad, here are some articles to check out. First of all, I suggestlearning more about why some colleges value legacy ties so much. Next, get an in-depth look at the admissions process at Stanford and see how legacies seem to be favored. Also, learn about the other side- what happens when a legacy kid doesn’t get in? Finally, here is a study that found legacy applicants have vastly increased odds of admission. This studyhas been quoted in many op-eds against the practice, including those published inThe New York Times and The Harvard Crimson. What’s Next? Not a legacy? Not a problem. Read about how to make yourself a student that even Harvard and Stanford will fight over. Have you taken the SAT or ACT yet? Learnthe best time in your high school career to take the SAT (ACT version here). Thinking about an SAT/ACT retake? Learn the top nine ACT English strategies you should use as well asthe best methods and strategies for SAT Writing. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

History of Western Tradition Essay Example | Topics and Well Written Essays - 1250 words

History of Western Tradition - Essay Example The Renaissance and the Protestant Reformation are a unified, interconnected whole since the former brought about a new exchange of knowledge and ideas, and with the invention of the printing press enabling the dissemination of these knowledge, individuals start to challenge their devotion and belief to the Catholic Church finally resulting in the Protestant Reformation. The Renaissance and Protestant Reformation brought about numerous changes which marked the way people view various features of modern life. The revival of religion, architecture, and art encouraged the most important developments in the world. The Renaissance ignited developments in architecture and arts. Individuals learned the concept of individualism; they demanded to gain personal recognition of their own actions rather than gaining credit for their dedication to God. Numerous architectural styles were created during the Renaissance period. The Renaissance created questions concerning the way to salvation by intr oducing new insights, specifically the importance placed on individualism, which was a belief that individuals have the capability of differentiating right from wrong, and deciding whether to act morally or immorally. The Catholic Church, passionately promoted the knowledge that salvation can only be attained through the Church, but when Martin Luther read the passage in the bible declaring ‘just shall live by his faith’1 to imply that genuine belief or faith is the only way to salvation he started to question the all-powerful foundation of the church. In one of Luther’s table talk, against Catholicism in 1535, he stated one of his major disputations: The chief cause that I fell out with the pope was this: the pope boasted that he was the head of the Church, and condemned all that would not be under his power and authority; for he said, although Christ be the head of the Church, yet, notwithstanding, there must be a corporal head of the Church upon earth. With th is I could have been content, had he but taught the gospel pure and clear, and not introduced human inventions and lies in its stead.2 The Christian cleric Luther was very troubled over the existence of indulgences, or the religious practice of giving money to the church, hence he created his book of disputes referred to as the ‘Ninety-Five Theses’.3 This document is an effort to explain and elaborate on the issue. Yet, because of the invention of the printing press during the Renaissance period, the document of Luther became a general text and was quite interesting to thinkers and philosophers who also oppose the religious institution. The Renaissance also contributed greatly to the Protestant Reformation when Luther attributed his interpretation of the Bible to his personal perspective of religion, thus he persevered to translate the Bible into the German language in order for more people to understand it. Yet again, the Renaissance printing press helped in the dissem ination of the translated Bible, and also in the circulation of guides that persuaded many to follow the teachings of Luther and Protestantism. The Renaissance basically was a period where new knowledge was recognized, and was still accepted after it ended. This acceptance of knowledge enabled the principles of Luther to cope, alongside a large number of Protestant branches to emerge. A French intellectual, John Calvin, abided by the teachings of Luther but instead of giving emphasis on salvation he persuaded the population to acknowledge the justice,

Managerial Economics Essay Example | Topics and Well Written Essays - 250 words

Managerial Economics - Essay Example From this study it is clear that  accounting profit is the surplus money gained by the firm after deducting explicit costs such as labour from the total amount of revenue generated from its operations.   On the other hand, the difference between the firm’s accounting profit and implicit as well as explicit costs is known as economic profit. It is important for the managers to understand the difference between accounting and economic profits. Accounting profit denotes the firm’s market value to establish if it is operating viably. On the other hand, economic profit denotes if the firm’s economic condition is sound enough to continue with operations or halt them. It should be positive for a firm to carry own with operations.  This paper outlines that the majority of for profit firms are in business to generate profits from their operations. As such, the best way to measure a firm’s performance is to determine its current level of profitability compared to its previous profits for the same period. An increase in profits compared to the previous period entails that the firm is performing well while a decline in profits means that its performance is below expected standards since firms are mainly concerned with generating profits from their operations.     The major types of profits include accounting and economic profits as outlined in the prompt below.  Basically, accounting profit is the surplus money gained by the firm after deducting explicit costs such as labour from the total amount of revenue generated from its operations.  

Philosophy of Human Person Essay Example | Topics and Well Written Essays - 750 words

Philosophy of Human Person - Essay Example Descartes supports this duality concept using spiritual facts in his conceivability argument in his sixth meditation (Corcoran 135). For example, he says that he sees body and mind as distinct substances because God wants him to see them that way. Since God wants him to view them as two different things, He would be a liar if body and mind were not different. Consequently, he thinks that he is a thinking being because he can do without his extended body. If the two things are different then God has the ability to separate them. Another spiritual factor that motivates Descartes to argue in such a manner is life after death. According to him, souls do not die even when bodies die, it is obvious that body and mind are different and be separated. In addition, Descartes uses his physics knowledge to support his arguments in his second medication (Corcoran 127). For instance, he says that body and mind are distinct because they have different properties. People only study physical substances in physics. If body and mind were the same then people would be studying other things in physics such as sensations or psychological features and not just physical substances. In physics, people study or express things mathematically or mechanically. Since thoughts and sensations cannot be expressed this way, then body which is physical is different from mind can be divided. In addition, all physical substances are made of matter. Since mind unlike body is not made of matter and does not occupy any space, it is clear that they have different property. For this reason, the philosopher decided to eliminate mind from of physics realm. Descartes also believes that mind and body are different according to the theory of Indiscernibility of Ident ical. The theory holds that if things are identical, then they must have precisely the same appearance or properties. Based on this principle Descartes claims are true because body and mind to not have exactly the same properties.

Parametric and Algorithmic Design: Faux Forms?

Parametric and Algorithmic Design: Faux Forms? Architecture is often practiced in a world dominated by the many, the client or the public and in many cases only understood by the few. Architecture has been relatively unsuccessful at moving forward with the world often failing to relate and communicate with cultural shifts, changing ways of life and the advancement of technology. Where other design related practices such as the automotive industry have blossomed, re seeded, re grown and regenerated with shifts in the way people live and the technology of the present, architecture seems to have floundered. As a result architects currently work in an environment employing century old technologies, with a client market which avoids risks to personal gain at all cost and a public which often still sees the president seen in architectural history as the very form of a relevant architectural future. The masses seem bewildered by the possibilities presented by the possibilities of the present. Even fellow practitioners and academics with in the architectural discipline would appear to be slightly taken aback by the possibilities now available to us. Not just on a technological level, but the impact that these new techniques ma have on the very basics of architectural theory and form. This brings me to my question Parametric and Algorithmic Design: Faux Forms or a Relevant Architecture? Computer aided design changed many design orientated professions such as the automotive and aeronautical industries as far back as the 1980s when they were first properly developed. A digital revolution if you will. Compare this to architecture where production and design still use techniques, theory and knowledge developed during the industrial revolution. Although the majority, if not all architects do use some form of computer aided design techniques the boundaries can still be pushed further. Processes such as BIM (building information modelling) are starting to become a real force in architectural design in places such as the USA. BIM is a process where the architect does not simply draw a line as with traditional drawing techniques or with programs such as AutoCAD (which to an extent, is simply a digital version of a traditional drawing) but instead when an architect draws a line, he draws a wall, with the possibility to combine this information with a limitless selection of pr operties be they size, cost, structural or how they relate to other members in a design. BIM begins to hand back the title of Master Craftsman to the architect, where the architect can see how design develops as a whole and make changes accordingly. Parametric and algorithmic architectures are currently at the forefront of the BIM architectural thinking, they are the products of the few created using advanced computer scripting techniques and individually written pieces of software. Using the latest design technologies available to us, combining this with the modern materials and production techniques often developed in fields which have embraced the digital revolution more openly, parametric and algorithmic design can begin to challenge cultural, technological and historical boundaries which architects have maybe failed to fully challenge in the recent past. Parametric design is a process based not n fixed metric quantities such as traditional design but instead, based a consistent network of relationships between individual objects, the bricks are different but they are connected with the same bond. This allows changes to a single element whilst working with other components within a system. In a similar way to that of parametric design, developments in scripting have allowed for algorithmic design processes to advance. These allow complex forms to be grown from simple methods while preserving specific qualities. In the most basic sense, a user defines a set of rules, and the software would arrange the form according to the rules. If parametric design is a method for control and manipulation of design elements within a network of any scale, algorithmic design is a system and objects producing complex form based on simple component rules. With the combination of these methods, principles, modern production techniques and materials parametric and algorithmic architectures have the potential to push architecture, beyond doubt into the 21st century. Age old architectural problems and theory such as form vs. material and form vs. function can begin to be solved in new ways, construction times can be reduced, materials can be managed more efficiently, and building qualities can be improved significantly. In the analysis and comparison of two projects utilising parametric and algorithmic architectural design principles, I aim to fully understand how relevant these forms and methods of producing architecture really are when compared to their traditional counterparts. I have selected my examples from opposite ends of the architectural scale size wise, but from a similar family of traditional public architectural type form, analysing how relevant the parametric forms are in relation to different situations and settings. My first investigation, looks at a temporary theatre located within the site of Corbusiers Carpenter Centre A collaboration between architecture Firm MOS studios and artist Pierre Huyghe, selected for its truly unique location and its contemporary play on the more traditional theatre / pavilion / bandstand form. Theatres are traditionally very grand buildings, for thousands of years they have been part of human culture with forms as far back as ancient Greece still found in theatre design. This coupled with its band stand / park pavilion like size associated with formal pavilions form around the Victorian age made the project particularly interesting. The challenge for MOS studios was to produce a take on the theatre whilst reacting appropriately to its location in what is an extremely prominent place. The design in basic form is similar to that of any regular theatre with raked seating, unhindered viewing and high-quality acoustics but it was with the use of parametric processes that a theatre which corresponds to the individual conditions of the site has been produced. The theatre sits in the underbelly of the Carpenter Centre by Le Corbusier, commissioned to commemorate the 40th anniversary of the building. Corbusiers Carpenter centre is the centre for the visual arts at Harvard University, MA. Completed in 1942 the building is the only building ever completed by Corbusier in the United States of America and the last to be completed during his life time although he never actually visited the building due to ill health. The building corresponds with Corbusiers five points of architecture (as seen in the Villa Savoye, France) with interior elements such as the ramp, a dominant feature, exploding out from the inside of the building providing an s shaped walkway continuing into the environment. Curved partitions also extend through the main walls of the building in to the surrounding areas swinging to and from the pilotis which support them. This creates a series of interpenetrating interior and exterior events running along the promenade ramp. Within the design of the Carpenter Centre you can see the elements of projects spanning the entire career of Corbusier modified and adapted into this building. The puppet theatre itself, like Corbusiers Carpenter Centre, was designed with a set of parameters or architectural rules if will. These parameters were derived from a given brief and limitations of the space created by the Carpenter centre itself. To avoid damaging the Carpenter Centre no contact with either the ceiling or the buildings supporting structural systems was permitted. Therefore, fitting the puppet theatre in between these important structural barriers became key. The architect has described the theatre as an organ placed in a new host, it has a feel similar but not exactly that of a parasitic structure. Is seems not to be taking away, leaching from the Carpenter, but adding to it, giving it new life as though it really is a new organ, a new heart. This imagery is reinforced in the choice of materials for the theatre, further expressing the feel of new life. The main self supporting structure is a polycarbonate, clad on the outside with a moss. The moss adds heat and noi se insulation, absorbing sound from the nearby street with sound quality being of paramount importance in practicality of a working theatre. At night light from within the theatre glows through the light polycarbonate moss giving a green glow, as if it really is a new organ, a new hub from which life stems into the Carpenter Centre. The rounded form of the theatre was produced though the parametric manipulation of elongated diamond shaped panel units, each one individual in form, each one connected through the same set of parameters. This parametric manipulation was created through the limitations of site, the need for self supporting structural integrity, the use and the restrictions of fabrication processes during production. The ultimate form is therefore created through a system of analysis where the most efficient form was deduced using the parametric system. Most of the theatre was prefabricated and assembled off site. The elongated diamonds were designed to be produced from a single flat piece of polycarbonate minimising both manufacturing times and wasted materials. Each of the 500 pieces was CAM cut, before being folded into three dimensional forms with points drilled to connect each of the diamond forms. The entire structure could then be assembled by connecting the panels using simple tools. The use o f simple hand tools meant that the theatre could rapidly be assembled and dissembled, suitable to the temporary nature of the structure, it was imperative that the structure could not only be dissembled, but left no permanent trace of its construction on the carpenter centre. This again was made possible through the use of parametric design. Each panel is 3 in depth and spans over 15 at the centre; they were stiffened with a foam insert to help with rigidity with the combination of strategic panels being placed inside out, thus acting as key stones. These strategic inside out keystone panels also act as skylights, allowing light to travel both in to and out of the theatre. When assembled the panels dissipate forces around the skin of the theatre, creating the self supporting monocoque structure. The monocoque structure mean that mo permanent fixings or structural supports had to be made with the Carpenter Centre, therefore the puppet theatre became connected through its relevance as a design but remained separate as a structural object. With the puppet theatre sitting in a sunken exterior courtyard underneath the Carpenter Centre, the change in level of 1.25m between the street side and the courtyard had to be addressed, and so this became one of the key parameters in the design. This was overcome by incorporating the 1.25m change in level in to the raked theatre seating, with the actual performance stage sitting at the lower level of the courtyard. As you enter the puppet theatre at street level, the elongated diamond forms combine with the change in height and almost surreal sizing of the puppet theatre itself to creating a visual illusion, a false perspective. This invites the visitor into the theatre with a sense of magic and curiosity, drawing the eyes towards the stage end where the parametric boundary lines of the diamond forms stop abruptly with the introduction of the stage. The use of this optical illusion helps to reinforce the sense of theatre, a sense of magic that I feel could be easily have been misse d or overlooked with the use of other materials or construction techniques. You could maybe say that similar forms could have been created in concrete or wood, but then the all important play of light created by the polycarbonate panels chosen would have been missed. With the combination of material and parametric design theatre is actually incorporated into the design of the structure. The Glossy polycarbonate panels also reflect light, creating an ambient glowing light during performances, with the only lighting coming from the puppet show itself, this transforms the theatre into a glowing lantern at night, projecting its energy onto the bare barren concrete surfaces of the Carpenter Centre. It seems to work well in a juxtaposition between the high-tech nature of the design and the connection created with what is a very ancient form of entertainment, connected by lighting which would seem to draw you in a similar way to that of a candle light. During the day the reflectance is reversed when the natural light brings the exterior surroundings into the puppet theatre, this focuses the attention on what is happening in the outside world, the walls almost become the walls of an aboriginal cave, telling the stories of the exterior world as they are happening. This connection to the outside world through the reflectance of light is reinforced by the framing of a single t ree which sits beyond the entrance of the theatre. It frames the view with some purpose whilst creating a sense that the tree could possibly ask as some barrier, a limit to the boundary of the theatres threshold. Through extensive analysis and research this theatre and its host building, the carpenter centre I believe that this truly is a remarkable form, an excellent piece of design. The theatre works with and answers to every one of its parametric challenges. Through the use of parametric design I feel that a form has been created that would otherwise never have been imagined or realised. The organic form of the theatre, created using very non organic production techniques answers to the brief on so many levels. It creates this new heart, new hub for the Carpenter Centre. It does not try and mimic the great modernist architecture used by Corbusier himself, but in no regard does it fight against it, it somehow moves in to an architecture beyond, with each individual member of the theatre being very geometric, but arranged in an intelligent way, produce a form which is more organic. Neither structures the same but they do work together. The puppet theatre design speaks of the Carpenter centre today; it speaks not of the architecture and the Carpenter Centre of the past, but the architecture, the people and the Carpenter Centre of the future. The architects could have chosen so many different approaches to producing a pavilion of sort on this site but Im positive they would have struggled to produce a design that overall worked more responsively with the entirety of the design challenge presented. The second example of parametric architecture that I have analysed is the Mercedes Benz Museum, Un Studio, Stuttgart 2005 with parametric and algorithmic working by Designtoproduction. This example of parametric design was selected not for its obviously parametric appearance but for the way in which parametric modelling combined with BIM was used in the construction and design of what can only be seen as a truly revolutionary building. Today the majority of the worlds exceptional historical, cultural and artistic pieces of are all in place, the future of the museum, as seen with this, the Mercedes Benz museum, lies with those who can fully communicate a specialist collection, what they are about and where they came from. They have the capability to stimulate a culture much more than a generalist collection, the works, the cars in the museum coud be seen to speak much more of the people that the majority of todays art. This is where the use of parametric design can be seen to influen ce and completely communicate the work of Mercedes in a new way. The importance of museum design has been at the forefront of architectural thinking since Frank Lloyd Wright first challenged the plan of the museum with the design of the Solomon R. Guggenheim Museum in New York, 1969. Since then museum has been challenged again and again by a multitude of architects such as Renzo Piano Richard Rodgers with The Pompidou Centre, Paris, 1977 and Daniel Libeskind with the Jewish Museum, Berlin, opened 2001. The Mercedes Benz Museum can be seen to relate to all of these examples in its pursuit to step forward away from the regular, to challenge the spaces, circulation paths and forms of a museum, to create a museum of purpose. The success of a museum depends upon the inventiveness of its internal arrangement, spaces created and its ability to exhibit artefacts within these spaces in a relevant way. The museum will / has become famous not only in the continuing line of challenging museum architecture starting with buildings such as Frank Lloyd Wrights Guggenheim in New York but for putting the digital design process firmly on the map. Stuttgart is home of the Mercedes Benz brand, and so with the need of a new museum, UN studios were chosen to redesign a new museum on a new site close to the main gateway to the city, where the old museum had previously been located in a dedicated building within the actual Mercedes factory. The design is based on a concept involving the over laying of three circular forms in plan with the removal of the central space creating a triangular shaped building height atrium area. In section the building raises over eight floors in a double helix form, maximising space and providing 16,500 square meters of useable space on a relatively small footprint. Originally the brief brought to UN studio suggested that the building should be no more than two storeys high with worries that any more height in the building may cause complications with exhibits, for example the manoeuvring and exhibiting of lorries, circulation problems around such large pieces and structural integrity of the building w ith extremely heavy exhibit loads. With the site being situated so close to a major motorway it was soon suggested by UN studios that the building should be taller relating to the close situation to the motorway, seeing that problems such as circulation and weight of exhibits could be overcome with the correct knowledge and attitude towards the project. The circulation system used in the Mercedes Benz Museum s similar to that used in the pompidou centre Paris, with the circulation running around the external facade of the building. In a similar way, the circulation can be seen to draw clear links with the ramp like circulation of the Guggenheim New York. The main difference with both of these buildings is that the Mercedes Benz museum has, through advanced construction techniques combined with the use of parametric modelling is able to convey the main forces applied to the building to a structural core through floor slabs rather than perimeter, therefore fully liberating the facade and plan of the building. The visitor enters the building on the ground floor where they are met by the vast scale of the open atrium. This ground floor is home to the general facilities expected of a large museum; reception, gift shop and cafe but it is where the tour begins that the form really takes a leap forward. The museum is designed so the visitor is transported to the eighth and top floor of the building before working their way down double helix form ramps on a tour that would take approximately six hours to complete in entirety. Transportation to the top floor is a celebration in movement itself, the visitor is transported via a portal like elevator with limited viewing; flashes of projected imagery are seen from the inside. Once at the top floor, two tours split from the starting location each following one of the double helix ramps, each following a different side to Mercedes vast history. The two tours known as Collection and Myth vary in their exhibits with the Collection tour being more of a h istoric timeline of Mercedes design and the Myth tour taking more romantic, cultural take on Mercedes history, featuring some of the companys greatest designs and cars previously owned by the likes of Ringo Starr. As a result the special feel of the two tours h seen designed to vary and adapt to the various exhibitions enormously. The Collection tour is flooded with natural, truthful lighting whilst the Myth tour is illuminated in a much more theatrical way, mimicking the romance and glory associated with its exhibits. The tour paths do cross at various points through the vertical of the space, allowing the visitor to pick and choose between the two tours. The eight levels of the building are separated into regular and special areas, based on their functions within the museum and their impact of the structure as a whole. The levels alternate between single and double height spaces as they progress through the vertical of the building. Classical sculptors such as Bernini and Brancusi knew the importance of the pedestal, they were masters of this, once again the pedestal has been utilized in this museum, creating views, highlighting without blinding and focusing the visitors attention where it is needed. Not only have plinths been used but with the employment the semi circular ramps which hug the exterior boundaries of the building, perspectives have been produced, providing new, interesting and invigorating views of the exhibitions. Viewing the leaf shaped, semi circular, exhibition spaces from a multitude of heights as you descend through the building generates a series of panoramic overviews. Visitors see the exhibits from higher, low er, closer and more distant view points. No viewing angle is ever quite the same, and the normal head on viewed approach is avoided, there is a sense that you will never capture every view throughout the tour, that the building is constantly changing, twisting around and beyond you, that you as the visitor never quite fully understand where you are within the building. Together the pedestal, panoramic viewing spaces and constantly twisting forms create a new special complexity within the form of a museum. Never before has something been exhibited like this before. There is a constant feel of movement within the exhibits and the form of the building. The museum tries to set the static in motion says one German architectural critic, as if it wants to prove that the architecture is still alive, it has been said to explore motion in all of its possible expressions. The whole acts as an accelerator for the different, unpredictable and sometime incomprehensible spaces presented to the vis itor. The open plan has been achieved through the ability to transmit vertical loads to the central distribution cores via the floor slabs with the facade systems carrying limited vertical loading. The floor slabs within the exhibition areas cover an area of almost 30m without intermediate structural columns, made possible through the use of parametric modelling and advanced structural calculation. In addition to the actual exhibit weights and live loads such as visitors to the museum the floor slabs also have to transfer a significant amount of the horizontal load from the twisted exterior structural system to the huge central tri column core of the building. The floors slight curvature and incline help to create a truly dynamic space around the cars aswell as creating the structural support for the building. The floor folds, becomes the wall before folding again to become the ceiling. UN studios most recent works have been described as relating to and recalling ways in which baroque architects worked and diagrammed their work. Van Berkel, co founder of UN studio, amused by the comparison says I have been really fascinated by Bernini and Borromini. Not just in their buildings but by their incredible ability to cast their discipline into question with innovative representation techniques. These techniques are imperative in the means of bridging the gap between the abstract of thought and the realism of building construction, they become essential when beginning to comprehend how a structure may work and how building may operate. They open new horizons and give architecture a holistic dimension, a means of creating volumes that respond dire ctly to project requirements. As an ultimate statement: The Mercedes Benz Museum by UN studio could not have been created without the help and research offered by Designtoproduction and their parametric work. There was limited time to design what can only be described as one of the most complicated structures in modern time, and so, over two hundred and forty six different companies and engineering firms were employed to help with the production of the Mercedes Benz Museum. Designtoproduction were able to provide solutions to the gaps between separating design and production. This was imperative as these steps are interconnected, they highly influence each other and with so many different teams working on the project, strong design and production links were needed. Parametric design proved to be the key to the buildings success in this regard. The only solution was to control the geometry of the building as completely as possible using the latest computer technology Ben van Berkel, UN Studios co founder and direc tor. The intertwining forms of the Mercedes Benz Museum meant that the forms could barely be described using standard plans and sections, yet contractors needed working plans, sections and details to construct the building. From the basic geometry of 2D parametric modelling, the edges were transformed in to constantly rising 3D forms by layering levels; ultimately the 3D volumes of the structure began to rise from the layering of plans. For different building components the geometry was directly taken from the model, thus closing the chain of information from early design stages until the construction and fabrication. For example, the formwork for doubly curved surfaces was accurately developed into plain boards taken from information in the parametric model. Designers dont think in numbers, they think in relationships, in connections, in the whole. CAD packages do not think in relations, they think purely in numbers, they do not care for relationships or what they represent within the form or design of building. The parametric CAD models that Designtoproduction produced combined these numbers behind the developing building in a set of a parameters, dictating what would work and what would not; therefore thousands of numbers become merely a handful of meaningful parameters. The parametric model for the Mercedes Benz Museum was not only part of the design but key to the construction. It linked the participating trades in the building in a harmonic whole with the architect acting once again as the master craftsman at the helm, overseeing the construction as a whole. Unlike those who use digital architecture merely for aesthetic qualities, UN studios have gone beyond anyone else in the means of imaginatively managing a building through a des ign with a mathematical parametric model, without compromising the initial design principles, cramping the design with formal or preconceived solutions. The Guardians architecture critic Jonathan Glancy has described the building as jet-age baroque. The use of parametric design tools, the architect had been able to design and create a building which seems as though it is a product of or closely linked with the Mercedes Benz brand. It screams movement, technology, the future, and the impossible. If you think about this building in any other sense, an exhibitor of modern art, an exhibitor of any other form of specialist collection or historical artefact it simply would not work. The building would seem to be truly purposely tailored to the client and purpose, that of exhibiting the greatest works of Mercedes Benz, with this, the museum is already seen by many as one of the single most astonishing buildings of the new century. The Image of God | Literature Review The Image of God | Literature Review The term image is everything is truer today than its ever been before. Whether its the designer clothes a person is wearing, place of residence, the car they drive or the calculated lines they recite, presentation is now replacing content when it comes to discerning the authenticity and character of a person. This is the measure by which people are valued nowadays; superficially and without substance. Unfortunately and sadly this is also true within the church. We lack concern when it comes to the true character of an individual, but we care more about their gifts and talents. Its seems like society and the church are captivated and awestricken with an individuals false persona, and television personalities rather than a persons character. This standard is used chiefly because of the materialistic and/or secular nature of todays society. Much of this is done either consciously, or subconsciously, in an effort to enhance ones image as seen through the eyes of man, ones friends, family, peers, and even society in general. All that being said, the term, image is everything is alive and well. However, it shouldnt have validity for the reasons described above, but rather because man is created in the image and likeness of God. This is the true image that should shape the manner in which Orthodox Christians live their lives. Then God said, Let us make man in our image, after our likeness; and let them have dominion over the fish of the sea, and over the birds of the air, and over the cattle, and over all the earth, and over every creeping thing that creeps upon the earth. So, God created man in his own image, in the image of God he created him; male and female he created them. (Gen 1: 26-27) The significance of man being created in Gods image is sometimes overlooked due to the complete silence of the rest of the Old Testament on this subject (In the Image and Likeness of God by Vladimir Lossky). However, the Orthodox Church lays the utmost emphasis on the image of God in man (The Orthodox Church by Timothy Ware). To acquire the likeness of God is to become deified or to become a god by grace, this is the ultimate goal of Orthodox Christians. According to the church fathers, the terms image and likeness do not mean the exact same thing. In general, the term image can be thought of as the powers with which each one of us is endowed by God from the moment of our existence. By making proper us of being created in His image, each one of has the ability to acquire Gods likeness or to be deified. (1) Oddly, its meaning image of God has been debated, a hot topic, if you will, for centuries in and outside of the church. Most theologians argued that it is the human mind the capacity to exercise reason or rationality, the intellect which marks us as being made in the image of God. It also distinguishes us from animals. The argument for this is that God himself can be described as acting in accordance with reason. Gods actions, Christians affirm, are always consistent with Gods inherent qualities, such as love, justice and mercy. God is consistent and trustworthy, and so can be said to be characterized by perfect reason. In creating human beings, God gives them, uniquely, a capacity for reason that reflects Gods own reason. It is in this respect that Christians believe we are in Gods image. (2) I. Image: The image of God is a key concept in Christian theology. It is foundational to Christian thinking about human identity, human significance, bioethics, and other topics. Many Christians see evolution as incompatible with the image of God. How could Gods image bearers have evolved from simpler life forms? Doesnt image-bearing require miraculous creation of humans rather than shared ancestry with chimpanzees? When in the evolutionary process did humans attain this image? These questions are tied to many other issues concerning human origins, including the soul, the fall, and the historicity of Adam and Eve. The phrase image of God does not appear many times in the Bible, but the importance of the concept is emphasized by its repetition in the scripture: Then God said, let us make mankind in our image, in our likeness, so that they may rule over the fish in the sea and the birds in the sky, over the livestock and all the wild animals, and over all the creatures that move along the ground. So God created mankind in his own image, in the image of God he created them; male and female he created them. (Genesis 1:26-27) Herein, its clear that part of bearing Gods image is ruling over the animals. Genesis 9:5-6 reveals another aspect of image bearing: all human lifeblood is sacred because all humans are made in the image of God. The emphasis on Judeo-Christian thought on the sanctity of human life is derived in part from this passage. In the New Testament, the idea is expanded further as Christ is revealed as the true image of the invisible God. (2 Corinthians 4:4, Colossians 1:15). Being made in the image of God, says Lyons and Thompson, does not refer to the physical body, the posture, or the authoritative aspect of man. It is true that the word image (Hebrew tselem) is a term used in certain contexts within the Old Testament to refer to a model or to idols (and thus can refer to a similarity in physical appearance). It cant and doesnt denote such meaning in Genesis 1:26-27, nor in any of the other passages referring to the imago Dei (image of God). God is not like unto gold, or silver, or stone (i.e., He is not physical; Acts 17:29). As Ashby Camp observed: God, of course, is a spirit (Jn. 4:24), and the O.T. stresses his in corporeality and invisibility (see Ex. 20:1-4; Deut. 4:15-16). So, the resemblance no doubt relates to some nonphysical aspect(s) of humanity (1999, p. 44). Since it is the case that a spirit hath not flesh and bones (Luke 24:39; cf. Matthew 16:17), then man does not bear the image of God in his physical nature. (6) Creation in the image of God distinguishes humankind from all other life forms said Milne in Know the Truth. Additionally, he said, traditional interpretations of the image refer to features such as human knowledge, moral awareness, original moral perfection and immortality. He goes on to say some scholars argue for a physical meaning for the image. And he also declares that others have argued for humanitys alleged Trinitarian constitution, or the image as human dominion. (Gen.1:26-28.) They are looking forward to the renewal of the dominion in the kingdom of God through Christ, the embodiment of the image. (Heb. 2:5-9) Furthermore, more recent interpretation Milne says, has spoken of the social nature of the image, human experience as being-in-community reflecting the divine being-in-community of the Godhead. Barth extended this interpretation specifically to the man-woman relationship. (Gen. 1:27) God created (humanity) in his own imageà ¢Ã¢â€š ¬Ã‚ ¦ Male and female he created the m. Irenaeus distinguished between the image, which he identified with human reason and moral freedom, and the likeness, he identified with original righteousness. He taught that only the likeness was lost in fall. This interpretation was followed through the medieval period and contributed to its essentially optimistic view of human nature. Luther, however, says that there is a case of Hebrew parallelism in Genesis 1:26. He believed image and likeness were synonyms; what was true for one was true for the other. The image of God, he said, has therefore been totally lost and can be restored only through regeneration by the Holy Spirit. There is a variety of views on how the image has been affected by the fall. A common view is that the image of God refers to the human abilities which separate us from the animals. Still, scientists have found that abilities like communication and rationality are also present in animals on a basic level. Another view is theologians do not see the image of God as human abilities, but instead it as our capacity for a relationship with God. Other theologians see it as our commission to represent Gods kingdom on earth. Either way, the author says God has given us our spiritual capacities and calls us to bear his image. (3) Nevertheless, Milne says the bible doesnt actually refer to a total loss of the image of God. (Gen 9:6, 1Cor. 11:7 and James 3:9.) Calvin, spoke of relics of the image of God in fallen humanity, which, while affording no basis for humanitys justification, still distinguish them from the animal creation account for the undoubted gifts and achievements of non-Christians. Dutch scholars, in the reformed tradition, such as A. Kuyper and H. Bavinck, spoke in this connection of common grace, whereby God in his pity restrains the worst effects of the fall and renders social life tolerable for humankind. (4) Lyons and Thompson communicate that, through the years, numerous scholars have suggested that the image of God spoken of in Genesis 1:26-27 refers to some sort of spiritual perfection that was lost at the time of mans fall, and thus is incomprehensible to us today. Genesis tells us that man was created in a special way, bearing the stamp of God upon him which the animals did not bear. Unfortunately Genesis also tells us that he lost this stamp. While Adam himself was created with this image, his disobedience so robbed him of it that all his children thereafter bore not the image of God but his-and even his likeness (1975, pp. 103, 109, first emp. added, last emp. in orig.) When we see in Genesis 1:26-27 that man was created in the image and likeness of God, does the language refer only to Adam and Eve as these writers would have us to believe? Or does it refer to all mankind in general? It is the authors position that the image of God spoken of in Genesis 1:26-27 does not refer to some kind of spiritual perfection, especially considering the fact that the members of the Godhead (Who created man) are omniscient and therefore knew that man would sin. Reformer Martin Luther claimed that the image was an original righteousness that was lost completely. He averred: I am afraid that since the loss of this image through sin, we cannot understand it to any extent (as quoted in Dyrness, 1972, 15:163, emp. added). John Calvin similarly spoke of the image of God as having been destroyed by sin, obliterated by the fall, and utterly defaced by mans unrighteousness (see Hoekema, 1986, p. 43). Yet, at other times, he took a less hard-core approach and vacillated between a complete loss and a partial loss of the image. In his commentary on Genesis, he wrote: But now, although some obscure lineaments of that image are found remaining in us, yet are they so vitiated and maimed, that they may truly be said to be destroyed (as quoted in Hoekema, p. 45, emp. added). Keil and Delitzsch commented that the concrete essence of the divine likeness was shattered by sin; and it is only through Christ, the brightness of the glory of God and the expression of His essence (Heb. 1:3), that our nature is transformed into the image of God again (Col. 3:10; Eph. 4:24) [1996, 1:39]. Canadian anthropologist Arthur C. Custance, in his book, Man in Adam and in Christ, observed. Feinberg, in speaking of the image of God as what he called an inalienable part of mans constitution, spoke of that image as currently being in a marred, corrupted, and impaired state (1972, 129:245). Hoekema elaborated on the same point when he wrote: in other words, there is also a sense in which human beings no longer properly bear the image of God, and therefore need to be renewed in that image. We could say that in this latter sense the image of God in man has been marred and corrupted by sin. Nevertheless, we must still see fallen man as an image-bearer of God, but as one who by nature images God in a distorted way (1986, p. 31). (6) II Likeness: Jim Schicatano believes that likeness and image are different. Likeness, he says, doesnt convey such preciseness as image. To be like someone means you possess many, but not all of the characteristics of that person. Obviously, man does not possess Gods omnipotence, wisdom, righteousness, perfection, ability to create, and divineness, he said. (5) In these others (along with Lyons and Thompson) differs with Schicatano in relations to the image/likeness of God. They say, the image (tselem) of God does not refer to something different than the likeness (demuth) of God. The Greek and Latin church fathers frequently suggested a distinction between the two words. They taught that tselem referred to the physical, and demuth to the ethical, part of the divine image (Feinberg, 1972, 129:237). Other theologians (like Irenaeus, A.D. 130-c. 200) taught that image denoted mans unchangeable essence (viz., his freedom and rationality), whereas likeness referred to the changing part of man (i.e., his relationship with God). Thus the former related to the very nature of man, while the latter was that which could be lost (Crawford, 1966, 77:233). As of 1972, this still was the official view of the Roman Catholic Church (Feinberg, 129:237). They go on to say despite the influence of those who claim that these words carry very different ideas about the image of God, a careful study of such passages as Genesis 1:26-27, 5:1-3, and 9:6 reveals that, in fact, these two Hebrew words do not speak of two different entities. Likeness simply emphasizes the image. As William Dyrness noted in regard to tselem and demuth: The two words should be seen as having complementary rather than competing meanings. The first stresses the image of God as its being shaped and the second express its being like the original in significant ways (1972, 15:162). Charles Feinberg, writing on The Image of God in the respected religious journal Bibliotheca Sacra, agreed when he remarked: A careful study of Genesis 1:26-27; 5:1,3; and 9:6 will show beyond question that it is impossible to avoid the conclusion that the two Hebrew terms are not referring to two different entities. In short, use reveals the words are used interchangeably (1972, 129:237). There actually is no good evidence for making any distinction between the two. In fact, the words are essentially synonymous in this context. Keil and Delitzsch remarked in their commentary on Genesis that the two words are merely combined to add intensity to the thought (1996, 1:39). As Clark puts it: Man is not two images and to distinguish between image and likeness is fanciful exegesis (1969, 12:216). (6) III Dominion: In relations to dominion, there seems to be a difference of opinion as to what exactly God meant when he said, Let hem have dominion over the fish of the sea, and over the fowl of the air, and over the cattle, and over all the earth, and over every creeping thing that creepeth upon the earth. (Genesis 1:26-28 ) Schicatano believes we are like God in the sense that we have been given sovereignty over the entire Earth. God is responsible for the creation of the universe, and likewise, we are responsible for our world. This sovereignty, however, is not a birthright of ours. It is a sacred gift, given to us from God; it is a delegated responsibility. Just as God has created and formed our world to His liking, we are capable of changing it and managing it to our liking. So, it is this responsibility that has been entrusted to us. It must not be taken for granted because ultimately we are answerable to God for the conditions of planet Earth and the state of our fellow human beings. (5) However, Lyons and Thompson dont share Schicatano belief. They convey that the image is not mans domination of the lower creation around him. In a letter to the editor that Norman Snaith penned to the Expository Times in 1974, he boldly claimed: The meaning is that God created man to be his agent, his representative in ruling all living creatures, and he was given sufficient (to quote the psalm) honor and glory to do this. Biblically speaking, the phrase image of God has nothing to do with morals or any sort of ideals; it refers only to mans domination of the world and everything that is in it. It says nothing about the nature of God, but everything concerning the function of man (1974, 86:24, emp. added, parenthetical comment in orig.). In regard to this kind of thinking, we would be wise to remember that man must exist before dominion can be invested in him, and that man has authority because of the truth that he is made in the image or likeness of God. Also, the authority is not the cause of the image or likeness, but the image and likeness is the ground of the authority (Chafer, 1943, 100:481, emp. added). In commenting on this subject James Hastings wrote: The view that the Divine image consists in dominion over the creatures cannot be held without an almost inconceivable weakening of the figure, and is inconsistent with the sequel, where the rule over the creatures is, by a separate benediction, conferred on man, already made in the image of God. The truth is that the image marks the distinction between man and the animals, and so qualifies him for dominion: the latter is the consequence, not the essence, of the Divine image (1976, 1:48, emp. added). Dominion, Keil and Delitzsch noted, is unquestionably ascribed to man simply as the consequence or effluence of his likeness to God (1996, 1:39). As William H. Baker commented: [I]t is the presence of the image of God in people that makes them able to exercise dominion over the earth. Dominion itself is not what constitutes the image (1991, p. 39, emp. in orig.). Although somewhat closely related to the image of God, exercising dominion over the world is not itself that image. (6) Conclusion: Perhaps while on earth we may never totally understand what is meant by these verses. But, upon research, some theologians, Christian Orthodoxy believe we are still in the image of God, others concur that when man fell his image was marred. And some agreed it was lost. However, without a doubt, what is clear is that in mankind, God has completed His final creation of the Creation Story. Lets consider what King David said of our creation and our special place among all of Gods creations. When I consider your heavens, the work of your fingers, the moon and the stars, which you have set in place, what is man that you are mindful of him, the son of man that you care for him? You made him a little lower than the heavenly beings and crowned him with glory and honor. You made him ruler over the works of your hands; you put everything under his feet: all flocks and herds, and the beasts of the field, the birds of the air, and the fish of the sea, all that swim the paths of the seas. (Psalms 8:3-8 NIV) With the diversity of views, most (Christian orthodox) agree that each of us have been made in the image and likeness of God, and because of this, we are capable of determining our own destiny. Unlike the plants and animals, God has endowed us with the ability to form a relationship with Him, the ability to increase our knowledge and wisdom, and the responsibility of caring for the world that He has given us. As His primary creations, we are obligated to imitate and show evidence of His divineness in every area of life. Some may find it complimentary that we have been made in His image. But, because of evolution many no longer treasure this mystery. Matter-of-fact, some have become irresponsible stewards and have neglected the responsibilities that it entails. Above all of His earthly creations, God has endowed man/womankind with a unique soul holding us responsible for all of our actions. (5) One day we will give an account to the Creator how weve managed; our temples, our lives, family, resources, businesses, ministries, blessings, and this planet called earth. Each author seems to have scriptural evidence to support their theory on this controversial and highly debatable topic. But, there was another point of agreeableness among them: some of the characteristics were which represent man/woman being formed in the image of God. To name a few, we are creators, God created the heavens and the earth, were relational, God is relational, we are communicators, God is a communicator, we are spiritual beings as God is a Spirit, and we are intellectual beings who reasons, God is intelligent and reasons too. When we fully grasp what it means to bear Gods image, we are amazingly struck with the boundless, grandeur of our possibilities and the tragedy of our unrealized potential! To be fully human is to completely reflect Gods image. Furthermore, though all humans possess these godlike capacities, each of us has the potential to express them uniquely because Gods image has been imprinted peculiarly on each of us. (7) In Gods infinite creativity there are no duplications. Everybody is an original and is created in the image of God, which according to Orthodox Christians can never be lost. Endnotes/ Works sited: 1) http://www.stgeorgeserbian.us/darren/darren03.html 2) V. Plater- In the Image of God: http://www.virtualplater.org.uk/?page_id=2054 3) BioLogos: How could humans have evolved and still be created in the Image of God? BioLogos is a community of evangelical Christians committed to exploring and celebrating the compatibility of evolutionary creation and biblical faith, guided by the truth that all things hold together in Christ. [Col 1:17] Daniel Harrell, Senior Minister, Colonial Church, Edina, Minn.- http://biologos.org/questions/image-of-god 4) Text Book; Know the truth, by Bruce Milne 5) Jim Schicatano,Created in the Image and Likeness of God. http://thebibleandscience.webs.com/articles/image.htm 6) Lyons and Thompson- In the Image and Likeness of God. Eric Lyons, M.Min. Bert Thompson, Ph.D. http://www.apologeticspress.org/apcontent.aspx?category=11article=149 7) Dick Staub- What Made in the Image of God Really Means By Dick Staub, March 4, 2013 (Taking a second look at a very misunderstood part of our faith.) http://www.relevantmagazine.com/god/deeper-walk/features/23549-qmade-in-the-image-of-godq

Murphy V. Brentwood District Council 1991 Ac 398 Essay -- Law Critica

OBJECTIVES AND METHODOLOGY OBJECTIVES: TO STUDY AND CRITICALLY ANALISE THE CASE IN THE CONTEXT OF THE PRINCIPLES INVOLVED. TO DRAW UP THE COMMON INFERENCE WHILE STUDYING THE USE OF THE PRINCIPLE IN OTHER CASES. METHODOLOGY THE BASIC METHODOLOGY ADOPTED TO PREPARE THIS RESEARCH IS DEDUCTIVE THAT IS TO STUDY VARIOUS CASES, TO ANALYSE THE LAWS IN THE SAME TOPIC AND UNDERSTAND THE GENERAL PRINCIPLE TO DRAW A GENERAL CONCLUSION. TABLE OF CONTENTS 1:......................................INTRODUCTION 2:......................................PRINCIPLES INVOLVED 3:......................................CRITICAL ANALYSIS 4:......................................CONCLUSION 5:......................................BIBLIOGRAPHY INTRODUCTION Since the Annus case the trends rather we should say the general trends were to provide the damages to the owner of the premises and they were purely economic losses. But in this case that trend was overruled and there began a new trend and new principles that we will come across while going through the whole project. There were many questions raised like a duty of care is owed to whom? How damages can be provided in a particular case like this? But one thing is for sure that this case can be considered as a landmark case in the history of `Torts' as we come across a very few cases where the well established principles like here are overruled. A BRIEF INTRODUCTION OF THE CASE MATERIAL FACTS The plaintiff bought a built as such to the plans approved by the defendants. But the independent consulting engineers who had carelessly failed to note an error in the calculations which rendered inadequate the concrete raft foundation necessited by the sl... .... The requirement that the house be "imminently dangerous" was was unworkable and the novel type of damage introduced byAnnus was inherently unstable and indeterminate: if seen as personal injury, the damage is purely potential, not actual; If seen as actual,it is economical loss, the money needed to make the house safe. Therefore there arose a requirement of the new principles which could overrule the orthodox principles as established by the Annus case and this was nicely done by Murphy v. Brentwood district council case. BIBLIOGRAPHY BOOKS - Dr. R. K. Bangia, Law Of Torts, (Allahabad Law Agency, Faridabd, 17th edn., 2003) Justice G. P. Singh (Ed.), Ratan Lal & Dhiraj Lal On The Law Of Torts (Wadhwa And Company, Nagpur, 24th edn., 2002) REPORTERS ALL ENGLAND REPORTERS WEBSITES VISITED - WWW.GOOGLE.COM WWW.WESTLAW.COM

A approach towards hotels

Risks in relation to Opportunities, measurement of decisions Appendix 10. 5: 24 Probability of risk occurrence Appendix 10. 6: Provisions of outcomes incorporating and eliminating the influences of controllers 25 Appendix 10. 7: 26 Influence of a risk in relation to costs Appendix 10. 8: 27 Checklist for evaluating risks 2 1. 0 The risks are now attached powers related with the lifespan of hotel ‘s projects or activities in the specific region, combining unreliable nature of vague commodities, quickly changing market, advances in technology, and the revolution of the customer' s requirements.Hotel ‘s projects usually consume large capital investments to achieve profitability and momentum within the market, but perhaps associated unpredictable risks generate restrictions or even a substantial loss of investment. Consequently, risk management is applied uninterruptedly through the life cycle of the hotel ‘s project to reduce or minimalism the undesirable effects of ri sks from the project' s schedules, costs and performances, in order to ensure achievement of economic goals.This report is initiated to analytically examine the procedures of risk management regarding the hotel industry. Initially, this report ascribes theoretical context of risk management and of its perception and significance within the industry of hotels. In addition, this report analyses and reviews risk a managing procedure, including risk identification then the analysis and controlling of risk, to finalize with risk reporting. The report investigates how risk potential dangers and facilitates the project's procedure regarding decision-making (Kite & Eluding,1997, p. ). This report also shows how risk management sequences benefits the assignment ‘s responsible to evaluate if they acquire satisfactory possessions for the project to manage the risk connected with high existence possibility and significance that not all risks are of equal weight. Furthermore, risks may be various and theoretical; consequently the report will establish the significance of finding parts and mutual risks methods, which are advantageous to aware the management of the hotel from dangerous risks.Additionally, the report shows the value of the statistical normal distribution, and the likelihood of risks within the project management of hotels, including a strategy of efficient warning methods and emergency forecasting in order to monitor future risks. This report continue explaining in what way risk reporting would be efficient in delivering the results of the conducted analysis and control of risks so the hotel ‘s project to accelerate investing conclusions.Yet, this report shows important debates concluded through a concise summary of the risk management progression and its values within the hotel industry. Additionally, references, and appendices serve an as extra resource that highlights key philosophies in this report. 1. 1 Aim & Objectives This report main aim i s to analyses the procedures of risk management and how it effects project management within the industry of hotels. Goals: To diagnostically examine the academic frame of risk management in relation to project management within the industry of hotels. 2.To identify the settings of risk management and its effects on hotel ‘s project. 3. To investigate the procedures of risk management within the hotel industry. 4. To discover the significance of managing risk in project management within the industry of hotels. To analyses the risk management procedures and its effect towards hotel ‘s approach of managing risks within projects. In accordance to Serener, (2006, p. 1 1), risk management is defined as an organized function procedure useful in a methodological approach in order to cope imaginable risks offered to a company.Moreover, Mills, (2001), argues that risk management if systematic, is a crucial tool for company's in order to control and obtain the possible occurring risks, which could simplify the process of dealing with the actual risk. Moreover, the risk management procedure where the team monitoring is accountable for couple of areas of responsibility: recognizing, evaluating, forecasting, tracing, controlling and communicating (NASA NIPPERS. A 2004 p, 5).The usefulness of risk management provides hotel management to a opportunity to reduce the risk through using the systematic approach for better a better adaptable response to risks, and eliminating the accomplishment of strategic objective and profits (Rival & Fuchsia, 2007, p. 4). Noticed by Mills, (2001) that risk management don't only emphasizes on classifying the risks after a ranking system, it also monitors and administers risks to be able to decrease imaginable damages to the business ‘s entity.However, Serener (2006) claims that the purpose of risk management is not to serially eliminate risks, therefore, focusing on the risks that are involved in the furthermost effective me thod or reactive actions. Further down the line of a project, the possible risks could drive the project or organization to unnecessary expenditure, fiasco, or liquidation (appendix 10. 1). According to Scott, (1997) there is a significance importance to include the process of risk management within the decision-making procedure by hotel ‘s leaders, in order to reduce the negative impacts of risks such as efficiency, implementation and budget problems.Within the hotel association, inconsistency concerning established objectives and actual implementations is created due risks being very stretched to projects (Kindlier, 2009). To continue, there are very high cash investments within properties and assets belonging to hotels, which triggers a bigger risk if the particular hotel fails to produce profit and inevitably lose investor's investment.In addition, prompt alterations and high manipulations origins greater risks to hotel ‘s developments, impacting the day-to-day proce dures and generating insecurity in decision-making (Serener, 2006). So, through arranging risk management at the entree, hotels can certify adaptive reactions to risks in a well-timed method; evade upcoming damages, enabling supervisors to create a contingency plan to response towards risks, and seizing hypothetical opportunities (Kindlier, 2009).Enterprise Risk Management (ERM) – Project Risk Management Enterprise Risk Management shortened term ERM, is perceived as a procedure, stimulated via an independent panel of managers, executives, and other employees, which is combined with tactical instructions throughout the business, to be able to pinpoint probable impacts measured to be forceful to the independence (Rival & Fuchsia 2007, p. ). Kindlier (2009, p. 323) argues that ERM embraces all the management of assignments, agendas and collect the concepts of risk management within a structure.In order to seize business development and reduce dangers the ERM could be focused tow ards the safety and security department of a hotel. In addition, ERM is appreciated within project risk management in order to compute and manage risks with great safety, henceforth focusing the practice of capitals. Further, discussed by Stuntman et al. , (2011, p. 336) PRM ‘s function as a procedure, which monitors all actions in order to guarantee a positive result from investments.Moreover, when a new project is offered to a hotel, PRM is highly useful in order to evaluate the foundation of the dangers, the comprehensiveness of risks, and hypothetical results designated from risks. Nonetheless, hotel ‘s plans are indistinguishable to stint of time regulating, highlighting the introduction of latest commodities or assistances towards the market, nonetheless limited by limits and certain objectives according to Groove (1997).Therefore, it is essential to apply PRM uninterruptedly during the project lifespan to successfully moderate risks and achieve project's objective s in relation to he strategic schedule, financial plan, and implementations (Stuntman et al. , 2011). The risk management process is alienated in four different boxes; it starts by identifying the actual risk thereafter follow an analysis and control of the risks and management process in order to safeguard stability between the profits versus the costs within operations (Kline & Eluding, 1997, p. ). Continuously, another elaborated definition discussed by Groove (1997) the risk management procedure is one-chain rotation, due to each step commences in a systematic approach to be able to execute risk management efficiently. Moreover, Kindlier (2009) emphasizes the importance of utilizing the risk management process, managers and supervisors would gain a holistic overview of the entire activities, reduce the uncertainty and making the hotel project reliable and profitable.In addition, the process is valuable in order to clarify if the projects are feasible or problematic. Chapman & Wa rd, (2010) introduces the first step of the risk management procedure, first step: risk identification, a procedure where potential and actual risks facing the hotel, gets revealed and diagnosed. Risk identification tributes to instructing the reject supervisors of related obstacles or risk being a factor where the achievement of goals develops the base for risk analysis and control.Second step is called a risk analysis, where a process takes place of analyzing various risks by the usage of specific techniques such as statistics. This step is also recognized as the â€Å"action† step, to conduct an analysis against the risks, which has been identified in the previous step. Furthermore, follows risk control, by endeavoring to manage the risks for modifying damaging influences and defending productivity. Last step in the risk management process, risk reporting explained by Kline & Eluding (1997), either written or oral communication of the findings from the conducted.Hotels are affected when impacted by the occurring fluctuations that are uncontrolled, such as the financial state or advantages of competitors, which are usually invisible at the early phases of the hotel plans (Stuntman, et al. , 2011, IPPP). It is further argued by Scott (1997) in order to receive high returns on invested capital, hotels should apply the process of risk management in order to systematically diminish the negative influence of risks.Continuously, the process is also beneficial regarding the assistance provided to hoteliers in order to increase the certainty of the project's future, which leads to overall better confidence in the decision-making process regarding anything related to the project from cost efficiency plans or contingency plans versus possible upcoming risks. 8 diagnoses possible impacts of the company that could trigger the risks both internally and externally.Risk identification is the first step before the risks gets analyses and purposed, thereafter becoming the foundation of the next steps in the recess; analyzing and controlling risks (Scott,1997). According to Keen, (2011) the most problematic and difficult step in the process is the risk identification, because it outcomes of strangeness or vagueness of forthcoming occurrences. However, identifying risks allows managers to distinguish the partnership between the causes and consequences of events, thus enabling the strategy of the stronger risk image, protective plan, and increase self-confidence in decision-making.If the management of the hotel disappoints in identifying any upcoming potential risks in the projects or operations, then unfortunately the non-identified risks will become hard to manage and cultivate to be devastating (Tchaikovsky, 2002). Additionally, the stage of risk identifications includes a complete analysis of the settings both internally and externally in order to interpret nature, and measure influences from risks (Meredith & Mantel 2012).Furthermore, Groove, (1997) argues that by recognizing foundations and influences of risks, for instance operational or market risks towards the projects of the hotel, the management could therefore categorize these risks if they are manageable or uncontainable. Nevertheless, even if risks are identified as uncontainable such as inconsistent seasonal demands, the management within hotels could still plan and work out a protective plan for producing short-term demands in order to change the undesirable outcomes (Ammonia. , 2008, p. 1 1).In addition, when risk management process is implemented, the procedure should be on-going and not perceived as one-off activity, as new risks are constantly occurring regarding the changes occurring within the micro and macro environment said by Tchaikovsky (2002). 4. 1 Identification of the major significant participants – Steadying groundwork, lassoing pieces – communal risks When identifying the foundation and stabilizing it, hotel's directors must have a look at the entire party of personnel carrying this project out instead of Just concentrating on the information (appendix 10. ). The managers must identify and know they key people, in other words are the very important participants, who in turn will give the vital information for the risk performance identification and enquiry steps. Furthermore, in order to stabilize the groundwork, manager or directors have to gain every part of necessary and significant data in a certain period of time. Such as the different and various sources of risks and influence areas to have a performance on the risk study efficiently and effectively (Scott 1997).However, by the conversion of information into different distinct pieces, managers should know and recognize the different risk components in the hotel's plans and the corresponding relationship in each component, which is why planning specific goals can become easier in specific risk. Additionally, when identifying and ordering distinct compon ents and pieces, there are two available approaches; it is either doing it independently or with a group (Serener, 2006). Identifying individually is considered as efficient when considering time, but can lead to limitations, narrow perceptions or own biases by ignoring the hotel's atmosphere.Uncooperative, Stuntman et al. , (2011) have argued by the identification of risks in a group, an additional stable and serious identifications can be accomplished, but, the period could take longer, costly, and very difficult for adding various information into one piece. Meanwhile, it has to be recognized that the human error, results and occurs of them who see the event on occasion basis can produce bias in recognizing risk Keen, 2011). Moreover, mutual risks have to be found and identified for its great level of danger challenging the projects.Through common risks recognition, the project managers can focus efforts on risk with great impact, because not all the risks are the same and they a ll require different attention and treatment (Pritchard, 2010). Nevertheless, the 10 mutual risks differ as the project proceeds, because the consequence of the risks may reduce; yet others become dominance. For example, in the lodging industry, the hesitation of the market fluctuations, economic rejections, and as well inflation may to show at the beginning of the hotel's projects.Thus, forming inconsistency among the plans and the authentic upcoming implementations argued by Haze &Kouki (2009, p 262). Analysis of risk occurs when managers' converts information gathered throughout the identification process when handling risks like rational knowledge by operating designated methods (Kline & Eluding 1997, p. 59). Risk analysis is also related to activities of examining assignments or functions to observe dangerous areas including risks in a methodical method, which might relieve risk control procedures Pritchard, 2010).Hotels could be quicker adaptable and better responsive to perce ivable occurrences, which comprehends chances and disorders (appendix 10. 4) by using risk analysis. Keel & Eluding, (1997, p. 8) states two types of risks analysis, one being quantitative and the other qualitative. Still, statistic plays a important role when risks is being analyses, in order to explain outcomes by taking a look at the frequency scattering using authentic numbers or calculations, to be able to compute data. Frequency scattering is utilized in risk analysis to review big volumes of